Credit Restoration

At Life Change Consulting Firm we strategically create a plan specialized for each client help improve their credit score. We provide credit monitoring for all three credit bureaus, education& advising on establishing credit to help build their credit score, and we send disputes on our clients behalf.

Restoring your credit will increase your credit approval opportunities.Improving your credit score will help you receive the lowest interest rate on your home, car, loans, and or credit card.

 

Know Your Rights:  Consumer Credit File Rights Under State and Federal Law

WE HELP YOU:

WHY US?

  • Improve your credit score which will increase your credit approval opportunities
  • Provide credit education – save money with knowledge
  • Get the accurate credit report that you deserve by law
  • Eliminate errors on your credit report
  • Ensure your report data is current
  • Build credit
  • We dispute all three credit bureaus on the client’s behalf aggressively
  • The Client will obtain new lines of credit
  • Credit restoration with all three bureaus
  • The client’s score will not decrease once client finishes with our credit restoration services
  • We help build your credit
  • Access to over 100 private lenders
200

OUR SERVICES WILL HELP REMOVE:

Late Payments

Collections

Charge Offs

Repossessions

Foreclosures

Settlements

OUR CREDIT RESTORATION SERVICES CAN INCLUDE BUT AREN’T LIMITED TO:

  • Removal of negative / inaccurate information from credit profile (report) all three credit bureaus within 30-60 days
  • Removal of inaccurate inquires
  • Increase chances of credit card approval
  • Higher credit card limits
  • Advising on establish personal credit
  • Advising on building personal & business credit
  • Advising on funding cars and homes

HELPFUL INFORMATION

There are three major credit reporting agencies Equifax, Transunion, and Experian.

What does your credit score consist of?

35% Payment History
30% Amounts Owed
15%Length of Credit History
10% New Credit
10% Types of Credit

Credit Score Range

Excellent: 800-850
Very Good: 750-799
Good: 700-749
Fair: 650-699
Poor: 600-649
Very Bad: 300-599

HOW TO GET STARTED WITH CREDIT RESTORATION? 

Click here to get started

Fill out the client profile

Click the payments tab

Process a payment of $250.00- (yes, the $250.00 is deducted from the total cost)

 

WHAT HAPPENS AFTER A PAYMENT IS PROCESSED?

A “Welcome Package” with instructions, a statement of work, Limited Power of Attorney, payment plan agreement if needed, and Contract will be sent to the client’s email that is on the client profile. We ask that the client reads over the welcome Agreement carefully, sign the agreement, and follow all instructions before their consultation.

 

We congratulate you on taking the first steps to educate yourself on improving your credit and appreciate this opportunity to serve you.

 

Sincerely,

Your Team At Life Change Consulting Firm

MONEY BACK GUARANTEE

Life Change Consulting Firm will give our credit restoration clients a 90 day money back guarantee. If deletion of negative information is not removed from your credit report or your score does not increase within 90 days from our advising services we will refund 50% of your money. To get started with our services there is a $250 consultation fee that will be deducted from the total cost of your service. Credit restoration prices are listed here. Some clients scores have increase 100 points in 30 days, others 60 in 90 days. Results will vary with each client.

SECURE YOUR FINANCIAL FUTURE TODAY!